Wednesday, February 10, 2010
Monday, November 23, 2009
NEW YEARS EVE CELEBRATIONS
Dine and Dance
New Years Eve 2010
9:30 pm Seating
Seared Ahi Tuna
With celery root salad, papaya, cilantro and roasted pepper vinaigrette
Or
Foie Gras au Torchon
Sauterne aspic and grape salad
Or
Smoked Tomato Bisque
With tarragon and goat cheese spumoni
Veal Tenderloin & Dungeness Crab
With béarnaise sauce, asparagus
and pommes chateau
Or
Grilled Lamb Chop & Braised Lamb Shoulder
With tomato confit, thyme cumin jus,
and root vegetable gratin
Or
Sautéed Jumbo Scallops
With clam nectar and basil reduction
Sticky lobster rice
2 Chocolate Terrine
With Bourbon vanilla and Rum sauce
Or
Clementine Oranges Salad & Passion Fruit Sorbet
With Kirsch
Or
Hazelnut Souffle Glace
With espresso sauce
~~~
Coffee / Tea
1 Glass of Sparkling at Midnight and assorted Party Favors
DJ on site until we drop!
$99.00 per person
5% gst + 16% gratuity will be added to your bill
New Years Eve 2010
9:30 pm Seating
Seared Ahi Tuna
With celery root salad, papaya, cilantro and roasted pepper vinaigrette
Or
Foie Gras au Torchon
Sauterne aspic and grape salad
Or
Smoked Tomato Bisque
With tarragon and goat cheese spumoni
Veal Tenderloin & Dungeness Crab
With béarnaise sauce, asparagus
and pommes chateau
Or
Grilled Lamb Chop & Braised Lamb Shoulder
With tomato confit, thyme cumin jus,
and root vegetable gratin
Or
Sautéed Jumbo Scallops
With clam nectar and basil reduction
Sticky lobster rice
2 Chocolate Terrine
With Bourbon vanilla and Rum sauce
Or
Clementine Oranges Salad & Passion Fruit Sorbet
With Kirsch
Or
Hazelnut Souffle Glace
With espresso sauce
~~~
Coffee / Tea
1 Glass of Sparkling at Midnight and assorted Party Favors
DJ on site until we drop!
$99.00 per person
5% gst + 16% gratuity will be added to your bill
Wednesday, June 25, 2008
Protecting your homes title and title insurance
Posted to the Fawcett Insurance Blog - June 25, 2008.
Yesterday the Vancouver Sun ran a story discussing how to protect your title from fraudulent transfers - click here to read the story.
This has prompted many calls and emails for information regarding title insurance. Traditionally title insurance is not considered necessary due to the Torrens system used for conveyancing real estate in BC. As such this is not a product that Fawcett Insurance offers.
The BC Land Title and Survey Authority (LTSA) is recommending that homeowners concerned about title fraud either have a lawyer place an alert on their title (alerts the lawyer when any activity is done on the title) or obtain a duplicate copy of the title. Both of these are very effective in preventing most fraudulent transfers.
The LTSA also reports that over the past 18 years it had only two claims related to land ownership fraud and 14 related to fraudulent discharge of mortgages. This after processing more than 14.5 million transactions.
You can find more information on protecting your title by reading the following documents from the LTSA:
Information Bulletin - Feb 4th, 2008
Common questions about title security
Title Insurance, which is usually arranged through the lawyer or notary registering your title, is also an option. There may also be other options available to you. I recommend that you speak with a lawyer for more information about the best way to protect your most important aspect.
Feel free to contact Elizabeth Mah at North Shore Law for more information. She can recommend several different ways to minimize your risk. You can reach Elizabeth by email at emah@northshorelaw.com
Yesterday the Vancouver Sun ran a story discussing how to protect your title from fraudulent transfers - click here to read the story.
This has prompted many calls and emails for information regarding title insurance. Traditionally title insurance is not considered necessary due to the Torrens system used for conveyancing real estate in BC. As such this is not a product that Fawcett Insurance offers.
The BC Land Title and Survey Authority (LTSA) is recommending that homeowners concerned about title fraud either have a lawyer place an alert on their title (alerts the lawyer when any activity is done on the title) or obtain a duplicate copy of the title. Both of these are very effective in preventing most fraudulent transfers.
The LTSA also reports that over the past 18 years it had only two claims related to land ownership fraud and 14 related to fraudulent discharge of mortgages. This after processing more than 14.5 million transactions.
You can find more information on protecting your title by reading the following documents from the LTSA:
Information Bulletin - Feb 4th, 2008
Common questions about title security
Title Insurance, which is usually arranged through the lawyer or notary registering your title, is also an option. There may also be other options available to you. I recommend that you speak with a lawyer for more information about the best way to protect your most important aspect.
Feel free to contact Elizabeth Mah at North Shore Law for more information. She can recommend several different ways to minimize your risk. You can reach Elizabeth by email at emah@northshorelaw.com
Tuesday, June 24, 2008
The Little Engine That Could
The Little Engine That Could
I went on a very long hike yesterday morning as a guest of a weekly hiking group.
I don't think I had any idea what I was in for, which is probably why I agreed to go. My friend had faith in me and my capabilities, as did my family when I posed the question to them yesterday; "Do you think I can do it?”. I am not an experienced hiker,to say the least, and this turned out to be a 3 hour hike (not 2 hours as I had originally thought), mostly straight up the mountain. It was glorious weather, which helped, and I had my very experienced hiker friend guiding and encouraging me the entire way, which was extremely important to me. She helped me stay the course, and believe me there were a couple of times when I didn't think I was going to make it. The last stretch was grueling and we even went through snow. On the way up I was telling myself " I think I can, I think I can" just like the Little Engine That Could - a favourite children's book of mine that I read to my children many years ago. The message of believing in yourself rings out so clear in that book and is something I need to remind myself of constantly. I felt so relieved when I completed the hike and so proud that I had actually made it!
As I reflected on the hike, while nursing my aching body, I began to think how my hiking experience compares to running my home based business. I didn't know what I was in for really when I started my own networking marketing business. I liked the business model but had no idea how to make it successful. I questioned whether I could do it, and looked for encouragement from others whom I respect and who had faith in me. I have aligned myself in my business with great people who train, encourage and support me and who want to see me succeed, as they have. I hear myself saying "I think I can" often as I chug up the mountain to financial freedom. It's so important to keep your eyes on the goal, surround yourself with people who support you, and believe you can do it. I know it can be done. The Little Engine did it, and I did it today!
I went on a very long hike yesterday morning as a guest of a weekly hiking group.
I don't think I had any idea what I was in for, which is probably why I agreed to go. My friend had faith in me and my capabilities, as did my family when I posed the question to them yesterday; "Do you think I can do it?”. I am not an experienced hiker,to say the least, and this turned out to be a 3 hour hike (not 2 hours as I had originally thought), mostly straight up the mountain. It was glorious weather, which helped, and I had my very experienced hiker friend guiding and encouraging me the entire way, which was extremely important to me. She helped me stay the course, and believe me there were a couple of times when I didn't think I was going to make it. The last stretch was grueling and we even went through snow. On the way up I was telling myself " I think I can, I think I can" just like the Little Engine That Could - a favourite children's book of mine that I read to my children many years ago. The message of believing in yourself rings out so clear in that book and is something I need to remind myself of constantly. I felt so relieved when I completed the hike and so proud that I had actually made it!
As I reflected on the hike, while nursing my aching body, I began to think how my hiking experience compares to running my home based business. I didn't know what I was in for really when I started my own networking marketing business. I liked the business model but had no idea how to make it successful. I questioned whether I could do it, and looked for encouragement from others whom I respect and who had faith in me. I have aligned myself in my business with great people who train, encourage and support me and who want to see me succeed, as they have. I hear myself saying "I think I can" often as I chug up the mountain to financial freedom. It's so important to keep your eyes on the goal, surround yourself with people who support you, and believe you can do it. I know it can be done. The Little Engine did it, and I did it today!
Friday, June 6, 2008
It's All About the Vibes!
I went to listen to Michael Losier speak tonight. He is a wonderful teacher who wrote the book Law of Attraction - The Science of Attracting More of What You Want and Less of What You Don't. He breaks it down very well. It's all about the vibes.
The Law of Attraction (or LOA) is very simple really - what you put out is what you get back. You put out positive vibes you will get more of the same, and if you put out negative vibes you will get more of the same also. The law of attraction doesn't differentiate, it just obeys and matches the output.
The key is to become deliberate in the process... and he uses a 3 step formula for deliberate attraction to occur.
1. Identify your desire.
2. Give it your attention.
3. ALLOW IT.
Allowing is the absence of doubt. Doubt brings with it negative vibrations and stops the flow.
So, to help minimize the doubt it's important to use the following tools:
1. Celebrate the moment (enjoy every positive experience)
2. Record evidence of positive law of attraction (journal - focusing your attention)
3. Let the law of attraction figure it out (you'll know when everything seems aligned)
Abundance is a feeling - how many minutes each day do you spend vibrating abundance in your life? Every feeling you create is on purpose, so notice everything you are attracting. Then be accountable for why you are attracting what you are attracting.
It's all about the vibes - you get what you vibrate.
The Law of Attraction (or LOA) is very simple really - what you put out is what you get back. You put out positive vibes you will get more of the same, and if you put out negative vibes you will get more of the same also. The law of attraction doesn't differentiate, it just obeys and matches the output.
The key is to become deliberate in the process... and he uses a 3 step formula for deliberate attraction to occur.
1. Identify your desire.
2. Give it your attention.
3. ALLOW IT.
Allowing is the absence of doubt. Doubt brings with it negative vibrations and stops the flow.
So, to help minimize the doubt it's important to use the following tools:
1. Celebrate the moment (enjoy every positive experience)
2. Record evidence of positive law of attraction (journal - focusing your attention)
3. Let the law of attraction figure it out (you'll know when everything seems aligned)
Abundance is a feeling - how many minutes each day do you spend vibrating abundance in your life? Every feeling you create is on purpose, so notice everything you are attracting. Then be accountable for why you are attracting what you are attracting.
It's all about the vibes - you get what you vibrate.
Tuesday, June 3, 2008
Why I Drink XanGo
I used to get migraines all the time. I have suffered with them on a regular basis for as far back as I can remember... well at least since my early 20's. In the "old days" if I had the slightest hint that one was coming I had better not be too far from home because I wouldn't be able to drive far before it really hit. I would definitely be home for the next day or so in a completely dark room with no noise allowed as whatever medication I had at the time really didn't work so I would not be having a good time, for sure!
After many years of suffering with the heavy barbituates available for the migraine pain, a new class of drug came to market. This one focused on blood vessels and serotonin levels, or something to that effect. All I know is that they were very expensive, and I couldn't leave home without them. They worked much better than anything I had taken before, but I still got migraines regularly. Sometimes I had to take 2 or 3 of those expensive pills in a 24 hour period (ka-ching) but at least I had some relief. There were definitely side effects from the pills though, which I didn't like.
Just over a year ago I was introduced to a whole fruit puree mangosteen juice called XanGo that not only tasted delicious, but was being touted as a natural antioxidant, anti-inflammatory, and a pain inhibitor. I started taking the juice purely for its antioxidant properties as I try to be proactive about my health. As there is a lot of buzz about mangosteen in the health and wellness industry these days I thought it was worth a try. I had read that the phytonutrients called xanthones, unique to this fruit in such quantity (over 40), had many health benefits. I really didn't think it would do anything for my migraines, and I continued to carry my medication with me always.
Four months into taking Xango, I realized that I hadn't had a migraine. Wow! That was very unusual, and was very exciting to me. I began to monitor my migraines from then on, and while I have had a couple here and there (usually because I have pushed the limit on lack of sleep, too much stimulation, or too much chocolate), they have not been nearly as severe as pre-XanGo, and they have been few and far between. Sometimes if I notice signs of a possible migraine coming I take an extra shot of XanGo and it goes away. This juice is truly a godsend... and has no side effects.
For more information about this juice or to compare migraine stories, write to me at janice@boostyourhealth.net
After many years of suffering with the heavy barbituates available for the migraine pain, a new class of drug came to market. This one focused on blood vessels and serotonin levels, or something to that effect. All I know is that they were very expensive, and I couldn't leave home without them. They worked much better than anything I had taken before, but I still got migraines regularly. Sometimes I had to take 2 or 3 of those expensive pills in a 24 hour period (ka-ching) but at least I had some relief. There were definitely side effects from the pills though, which I didn't like.
Just over a year ago I was introduced to a whole fruit puree mangosteen juice called XanGo that not only tasted delicious, but was being touted as a natural antioxidant, anti-inflammatory, and a pain inhibitor. I started taking the juice purely for its antioxidant properties as I try to be proactive about my health. As there is a lot of buzz about mangosteen in the health and wellness industry these days I thought it was worth a try. I had read that the phytonutrients called xanthones, unique to this fruit in such quantity (over 40), had many health benefits. I really didn't think it would do anything for my migraines, and I continued to carry my medication with me always.
Four months into taking Xango, I realized that I hadn't had a migraine. Wow! That was very unusual, and was very exciting to me. I began to monitor my migraines from then on, and while I have had a couple here and there (usually because I have pushed the limit on lack of sleep, too much stimulation, or too much chocolate), they have not been nearly as severe as pre-XanGo, and they have been few and far between. Sometimes if I notice signs of a possible migraine coming I take an extra shot of XanGo and it goes away. This juice is truly a godsend... and has no side effects.
For more information about this juice or to compare migraine stories, write to me at janice@boostyourhealth.net
Tuesday, May 27, 2008
The Loss of a Great Leader
I heard some very sad news today. One of the great leaders in our industry, and in our company, Bob Schmidt, passed away. It was such an irony as this man who had beaten cancer just a few short years ago, was taken from us while fishing in his new kayak yesterday morning.
We still do not have details but it is such a great loss to so many who knew him.
I had only met Bob really once, last year, when he was in Vancouver for a Xango regional convention. When I came back after lunch I saw him talking to a couple at one of the tables outside the ballroom. I stopped to sit and listen to his words of wisdom also, and in a very short time the table was surrounded with people who were hanging on his every word. Bob was a great teacher and could capture your attention easily. I have listened to his many sales and training tools since I became a student of network marketing - he was a master. I will continue to do so as I grow my Xango business.
He has influenced so many people's lives and helped many become successful in this business.
Bob's passing so unexpectedly makes me grateful for the time I have with my loved ones, as we never know when it is our time.
He will be greatly missed.
janice@boostyourhealth.net
www.4abundantsuccess.com
We still do not have details but it is such a great loss to so many who knew him.
I had only met Bob really once, last year, when he was in Vancouver for a Xango regional convention. When I came back after lunch I saw him talking to a couple at one of the tables outside the ballroom. I stopped to sit and listen to his words of wisdom also, and in a very short time the table was surrounded with people who were hanging on his every word. Bob was a great teacher and could capture your attention easily. I have listened to his many sales and training tools since I became a student of network marketing - he was a master. I will continue to do so as I grow my Xango business.
He has influenced so many people's lives and helped many become successful in this business.
Bob's passing so unexpectedly makes me grateful for the time I have with my loved ones, as we never know when it is our time.
He will be greatly missed.
janice@boostyourhealth.net
www.4abundantsuccess.com
Sunday, May 25, 2008
The lengths I go to for a good nights sleep...
Justin and I just got back from a relaxing weekend in Whistler staying at the parent's condo. I love the condo. I love the hot tub, the pool, the condo itself, the bathtub, the view, and the location. I love the birds singing outside the windows. I even love the layout of the condo.
But I can't stand the bed. The bed is king-sized, covered in a down duvet, with synthetic down-style poly-filled pillows, and it has the feel of a slab of granite.
Luckily, we have our wool pillows and a regular weight king size wool duvet tidied away in the storage locker. The first thing we do is unmake the bed, and place the down duvet underneath the fitted sheet, which provides some extra padding. (I really should bring up a wool overlay next visit, and we could do away with the lumpy down duvet all together.) Then we swap the poly-filled pillows out and replace them with our wool-filled pillows, which pop up in about 5 seconds to their former loft and glory after 6 months stuffed inside a tiny airtight plastic bag with the air sucked out. Then we make the bed with the wool duvet on top.
A little extra work perhaps, but a relaxing weekend requires a relaxing sleep; sleeping in an uncomfortable bed with uncomfortable bedding just doesn't cut it. (I started taking a wool duvet and pillow with me even when we go camping; it makes sleeping in the wilderness a lot more civilized, and camping is a lot more fun when you can actually sleep at night.)
It was a lovely weekend, and I feel re-energized by the time away. But am I ever looking forward to cuddling up to sleep in my queen sized wool and latex bed, with all of my gorgeous wool bedding.
Sleep. Yum.
But I can't stand the bed. The bed is king-sized, covered in a down duvet, with synthetic down-style poly-filled pillows, and it has the feel of a slab of granite.
Luckily, we have our wool pillows and a regular weight king size wool duvet tidied away in the storage locker. The first thing we do is unmake the bed, and place the down duvet underneath the fitted sheet, which provides some extra padding. (I really should bring up a wool overlay next visit, and we could do away with the lumpy down duvet all together.) Then we swap the poly-filled pillows out and replace them with our wool-filled pillows, which pop up in about 5 seconds to their former loft and glory after 6 months stuffed inside a tiny airtight plastic bag with the air sucked out. Then we make the bed with the wool duvet on top.
A little extra work perhaps, but a relaxing weekend requires a relaxing sleep; sleeping in an uncomfortable bed with uncomfortable bedding just doesn't cut it. (I started taking a wool duvet and pillow with me even when we go camping; it makes sleeping in the wilderness a lot more civilized, and camping is a lot more fun when you can actually sleep at night.)
It was a lovely weekend, and I feel re-energized by the time away. But am I ever looking forward to cuddling up to sleep in my queen sized wool and latex bed, with all of my gorgeous wool bedding.
Sleep. Yum.
Thursday, May 8, 2008
SleepySheep.ca Sponsors John Henry Days - Live to Ride! (and then have a good nights sleep!)
We at SleepySheep are passionate about 3 things: healthy sleep, delicious food, and of course CYCLING! I bought my first mountain bike at John Henry the Bicycle Man 4 years ago, and I have been hooked ever since. SleepySheep will be sponsoring John Henry Days, and the John Henry Rides for 2008!
Do you want to ride faster? Maintain your concentration? Get the most value out of your exercise?
Getting a good nights sleep consistently has been proven to help you heal faster, keep your focus, and benefit more from physical activity and good nutrition than you would otherwise. Even the Olympic team doctors agree: a good night's sleep is priceless for improving athletic performance and mental acuity.
Come and experience our beautiful, healthy, and environmentally friendly bedding at John Henry Days this weekend; we will be there enjoying the family fun an Saturday, May 10th, 2008. There will be tents, products, demo bikes, stunts, a kids festival, a huge barbeque, and music!
The whole street will be shut down; come and join us for some family fun rain or shine at John Henry Bikes at 400 Brooksbank Avenue in North Vancouver.
Friday, May 2, 2008
Fawcett Insurance blog goes live! (finally!)
At long last the new Fawcett Insurance blog is up and running. It's not pretty yet, but Chelsea will be helping to get it looking much better.
For now, check out www.fawcettinsurance.com and come back often for all the recent news in the world of insurance.
For now, check out www.fawcettinsurance.com and come back often for all the recent news in the world of insurance.
Sunday, April 27, 2008
SleepySheep has a brand new Facebook page!
You can find us on Facebook at: http://www.facebook.com/pages/North-Vancouver-BC/SleepySheepca-The-Best-Wool-Bedding-The-Best-Sleep/. This is the place to discuss sleep health, post questions, and find out about how our duvets, pillows and overlays support a healthy sleep.
Become a 'fan' on our Facebook page and receive special offers.
Become a 'fan' on our Facebook page and receive special offers.
Wednesday, April 23, 2008
Give your mom a good sleep for Mothers Day!
reminding everyone that Mothers Day approaches + http://SleepySheep.ca is having a sale :-D
Monday, January 28, 2008
SleepySheep.ca launches new store online!
SleepySheep.ca, purveyor of fine wool-filled duvets and pillows, has launched its online store, and is ready to take your orders! Our luxurious wool-filled bedding ensures a comfortable rest by wicking away moisture and allowing it to evaporate, keeping you at a comfortable temperature the whole night through.
Wool is a naturally superior choice to down and poly-filled blankets and pillow. Down, while quite warm, must be manufactured in unbreathable covers in order to keep the fine feathers in, which can cause elevated temperatures and lead to a restless night. Polyester and polyethylene foams can off-gas potentially hazardous chemicals, in addition to often being treated with flame retardant chemicals. This can lead to potential health complications.
Wool is naturally flame retardant, anti-microbial, and naturally insulating.
Our blankets and pillows are manufactured in Canada, in beautiful North Vancouver. For further information on our bedding, and the benefits of wool, please visit us at: http://www.sleepysheep.ca
Wool is a naturally superior choice to down and poly-filled blankets and pillow. Down, while quite warm, must be manufactured in unbreathable covers in order to keep the fine feathers in, which can cause elevated temperatures and lead to a restless night. Polyester and polyethylene foams can off-gas potentially hazardous chemicals, in addition to often being treated with flame retardant chemicals. This can lead to potential health complications.
Wool is naturally flame retardant, anti-microbial, and naturally insulating.
Our blankets and pillows are manufactured in Canada, in beautiful North Vancouver. For further information on our bedding, and the benefits of wool, please visit us at: http://www.sleepysheep.ca
Tuesday, January 22, 2008
I love my job and it shows!
Real estate to me is not just about selling houses, it is about helping families achieve their goals. My philosophy is that if I truly help people and provide them with incredible service and advice, that sales will undoubtedly be the result. I further believe that through this extraordinary service and results, my business will grow as my past clients enthusiastically refer me to their family and friends. And so far, it has been working!
Each and every day I am honored that my clients place their trust in me to advise them in buying and selling one of their most important investments ~ their home. Exceptional service, honesty and complete integrity are the foundations of my day-to-day dealings with people. I approach every day with energy and passion for what I do ~ my clients deserve nothing less than top service and results!
During the past few years I have worked extremely hard to become one of the top Realtors in the area. The knowledge and local expertise that I have gained from my numerous sales transactions is undoubtedly one of the biggest competitive advantages that I offer my clients.
All of my hard work in the area has not gone unnoticed. I am very proud of my recent accomplishments has won various industry awards due to my achievements and customer service
I welcome the opportunity to work as your chosen real estate professional. If you have any real estate questions whatsoever, please do not hesitate to call or email me anytime.
Yours truly,
Elizabeth Dyer
Realtor
Tuesday, November 20, 2007
Motor Trend Car of The Year
Hot off the press, it was announced today that the the 2008 Cadillac CTS has won the coveted title of Motor Trend Car of The Year, beating out other rivals such as Mercedes, Audi and Volvo.
The CTS is available with all wheel drive and 2 versions of their 3.6L V6, with the direct injection version producing 304 horsepower while still delivering great fuel economy. The CTS is availble exclusively on the North Shore at Carter GM Northshore in the Northshore Automall.
The CTS is available with all wheel drive and 2 versions of their 3.6L V6, with the direct injection version producing 304 horsepower while still delivering great fuel economy. The CTS is availble exclusively on the North Shore at Carter GM Northshore in the Northshore Automall.
Thursday, November 8, 2007
General Motors Lowers Prices to adjust for High Canadian Dollar!
As of this morning, GM Canada has announced price adjustments to their entire lineup with customer delivery credits ranging from $1500 up to $10,000 on some models. On top of the other concerns arising from purchasing south of the border, these price adjustments will assist in alleviating the concerns for cash buyers, and are in addition to the already low financing and lease incentives already available.
They have also announced the year end "Wish and Win" event, which allows prospective purchasers to win up to $10,000 off the price of their new vehicle on top of the customer delivery credits. The minimum amount is $1000.
There is also an early GST rollback in place, so you are able to get a jump on the 1% GST reduction that is coming on January 1st.
If you are in the market for a new vehicle, there has never been a better time to test drive one of GM's great new cars and trucks.
They have also announced the year end "Wish and Win" event, which allows prospective purchasers to win up to $10,000 off the price of their new vehicle on top of the customer delivery credits. The minimum amount is $1000.
There is also an early GST rollback in place, so you are able to get a jump on the 1% GST reduction that is coming on January 1st.
If you are in the market for a new vehicle, there has never been a better time to test drive one of GM's great new cars and trucks.
Tuesday, November 6, 2007
US Vehicles not the True Bargain consumers think
Since the dollar has reached, and since surpassed parity with the Greenback, there has been a surge in the media about how much cheaper every product is south of the border. This obviously affects high ticket items to a much greater degree than it does every day products such as beer and toilet paper.
Unfortunately, Cars and Trucks are high ticket items that at face value do appear to be much less expensive in the United States due to the market pricing strategy of the vehicle manufacturers. While the MSRP to MSRP prices that people look at are certainly drastically different in the case of more expensive vehicles, (anything under about $30,000 doesn't really present enough difference to make importation worthwhile) there are many factors that come into play which the consumer is either unaware of, or chooses to ignore in making their decision.
1. The only people who benefit from purchasing a "new" vehicle in the states are the people that can actually write a cheque for it. Between 80 and 90 percent of all vehicles in Canada are either leased or financed using highly subsidized interest rates, as low as 0% for 5 years, and enhanced lease end values. Cross border shoppers who purchase will not be able to take advantage of these incentives which can add up to as much as $20,000 in interest savings on higher end vehicles. The lease and finance payments in Canada are in many cases lower than the payments available to consumers in the US.
2. Barriers: There are barriers in place from purchasing new vehicles with some manufacturers disallowing dealers to sell new vehicles to Canadian customers, as it is in contravention of their franchise agreement and the dealers could be shut down. Your planned trip to the dealer across the border could be a big waste of your time.
3. Warranty issues: Depending on the manufacturer, the new vehicle warranty may not be valid in Canada, (Chrysler, Honda, Acura, Mercedes to name a few) or may havea time and mileage limit before it is eligible for warranty, so if anything goes awry in that time, you are out of luck, or you may not have warranty for the life of the vehicle.
4. Taxes and Fees: may consumers think that they can just drive across the border and bring a vehicle back the same day. The fact is that there is a long process involved including a full inspection of the vehicle in the US, which is at the cost of the ourchaser, the acquisition of an outstanding recall letter to assure the vehicle is eligible for import into Canada, up front payment of GST and PST at the border,and in the case of full size sport utilities, which are some of the most common vehicles coming north, the eco-auto rebate of up to $4000 which is built into the price in Canada, must be paid up front at the border. There is also customs brokerage fees. Also: vehicle amnufactured outside of the US or Canada are subject to a 6.1 duty whan they come into canada.
5. Vehicle History: While the vehicle sales industry is highly regulated in Canada, it varies widely from state to state in the US. Finding the history of a used vehicle can be daunting if not impossible, and evewn the information that you can find is only as good as what has been reported. There is no regulated insurance company like ICBC to rely on for damage claims, and even then, much damage is not reported.
6. Long term value: While you may save on a vehicle from the US, you must also take into account the re-sale value when you trade it back in or sell it. The used vehicle market will adjust to the currency differential quickly, so you will very soon be able to buy used vehicles at very close to US prices, yet when the vehicle is traded or sold, the value will undoubtedly be significantly less for vehicles originating in the US than for Canadian vehicles. I recently appraised a Porsche 911, and when it was discovered it was a US vehicle, the value dropped by over $20,000.
7. Hassle factor: While there are certainly cases where you can save on used vehicles in the US, you must weigh the time and hassle factor waiting for 2-3 hours at the border in each direction for every time you need to go, and the whole process of bringing the car back into Canada.
In summary, the US vehicle market is not the panacea it occurs to be. In time, the market always wins and adjusts, and while consumers may save that extra dollar in some case, one must ask if it is really a long term saving. So unless you have a big account balance, take advantage of the great dealers and the great deals that are available right here at home.
Unfortunately, Cars and Trucks are high ticket items that at face value do appear to be much less expensive in the United States due to the market pricing strategy of the vehicle manufacturers. While the MSRP to MSRP prices that people look at are certainly drastically different in the case of more expensive vehicles, (anything under about $30,000 doesn't really present enough difference to make importation worthwhile) there are many factors that come into play which the consumer is either unaware of, or chooses to ignore in making their decision.
1. The only people who benefit from purchasing a "new" vehicle in the states are the people that can actually write a cheque for it. Between 80 and 90 percent of all vehicles in Canada are either leased or financed using highly subsidized interest rates, as low as 0% for 5 years, and enhanced lease end values. Cross border shoppers who purchase will not be able to take advantage of these incentives which can add up to as much as $20,000 in interest savings on higher end vehicles. The lease and finance payments in Canada are in many cases lower than the payments available to consumers in the US.
2. Barriers: There are barriers in place from purchasing new vehicles with some manufacturers disallowing dealers to sell new vehicles to Canadian customers, as it is in contravention of their franchise agreement and the dealers could be shut down. Your planned trip to the dealer across the border could be a big waste of your time.
3. Warranty issues: Depending on the manufacturer, the new vehicle warranty may not be valid in Canada, (Chrysler, Honda, Acura, Mercedes to name a few) or may havea time and mileage limit before it is eligible for warranty, so if anything goes awry in that time, you are out of luck, or you may not have warranty for the life of the vehicle.
4. Taxes and Fees: may consumers think that they can just drive across the border and bring a vehicle back the same day. The fact is that there is a long process involved including a full inspection of the vehicle in the US, which is at the cost of the ourchaser, the acquisition of an outstanding recall letter to assure the vehicle is eligible for import into Canada, up front payment of GST and PST at the border,and in the case of full size sport utilities, which are some of the most common vehicles coming north, the eco-auto rebate of up to $4000 which is built into the price in Canada, must be paid up front at the border. There is also customs brokerage fees. Also: vehicle amnufactured outside of the US or Canada are subject to a 6.1 duty whan they come into canada.
5. Vehicle History: While the vehicle sales industry is highly regulated in Canada, it varies widely from state to state in the US. Finding the history of a used vehicle can be daunting if not impossible, and evewn the information that you can find is only as good as what has been reported. There is no regulated insurance company like ICBC to rely on for damage claims, and even then, much damage is not reported.
6. Long term value: While you may save on a vehicle from the US, you must also take into account the re-sale value when you trade it back in or sell it. The used vehicle market will adjust to the currency differential quickly, so you will very soon be able to buy used vehicles at very close to US prices, yet when the vehicle is traded or sold, the value will undoubtedly be significantly less for vehicles originating in the US than for Canadian vehicles. I recently appraised a Porsche 911, and when it was discovered it was a US vehicle, the value dropped by over $20,000.
7. Hassle factor: While there are certainly cases where you can save on used vehicles in the US, you must weigh the time and hassle factor waiting for 2-3 hours at the border in each direction for every time you need to go, and the whole process of bringing the car back into Canada.
In summary, the US vehicle market is not the panacea it occurs to be. In time, the market always wins and adjusts, and while consumers may save that extra dollar in some case, one must ask if it is really a long term saving. So unless you have a big account balance, take advantage of the great dealers and the great deals that are available right here at home.
Sunday, November 4, 2007
The Xango Invasion
I recently attended the Xango Convention in Salt Lake City. It was my first one and I was so impressed with the entire event. There were 10,000 people there and the energy was amazing. I attended training sessions put on by successful business leaders and corporate sessions at which a lot of new information was disseminated and we were entertained by a keynote speaker, as well as danced at a Xango dance party.
Some points of interest:
Some points of interest:
- Xango is now a billion dollar brand in 5 years of operation (it took Microsoft 13 yrs)
- Xango was voted best company to work for in Utah this month
- Xango founders won Ernst & Young Entrepreneur of the Year Award recently
- Xango changes people's lives - the product & the business opportunity
- Xango has just surpassed Coca Cola as the largest contributor to Operation Kids
- Xango just launched another charity component - Xango Goodness Meal Pack - for every pack purchased ($115 each), 50 starving children in a 3rd world country will be fed
- www.xango.tv was launched at convention - check it out!
- next year will see the launch of a new skincare line from Xango
- Xango in over 20 countries now, and will be in 32 by next year.
- the first North American research has been conducted this past year at Harvard Medical School - on the effects of mixed xanthones on cancer cells - great results, which will be published in the next couple of months
Some inspiration about this business:
- Xango changes people's lives - the product and the business opportunity
- Network marketing is a leadership program with a compensation plan
- Excellence: "We are what we repeatedly do. Excellence, then, is not an act, but a habit." - Aristotle
I encourage you to learn more about Xango and if you know anyone who you think may benefit from "the power of the xanthones", or who is looking for some part-time or full time residual income.... please let me know.
Thursday, November 1, 2007
Marketing Network Marketing
I have had a few different jobs and business experiences in my working life, and my latest venture has brought together a lot of what I've been looking for, for a long time. I finally have an opportunity to help people with their health and train people to create passive, residual income at the same time. Here is a synopsis of the business, the company, the product and my interest in making a success of Boost Your Health.
But first - a couple of quotes I came across that echo my sentiments about the reason for being in this business ...
"An example of success means to be that man, or be that woman that makes the biggest difference in people's lives and does whatever it takes to make that so." Aaron Rashkin
"Treat people as if they were what they ought to be, and you help them to become what they are capable of being." Johann Wolfgang von Goethe
The Business:
Xango chose direct sales or network marketing as its business model. This way of doing business has so often been misunderstood, and yet is on the way to creating many, many millionaires in the next 10 years, according to Paul Zane Pilzer, a leading American economist.
Warren Buffet recently added a network marketing company (Pampered Chef) to his empire.
They must know something...
The Company:
Xango, the parent company, became debt free in its 8th month, and has now become a billion dollar brand after just 4 years. It is the category creator, marketing strictly through independent distributors. It is not sold in stores. Xango outsells its competitors 4 to 1, and its success as the market leader speaks for itself. Xango is now in 22 countries and growing.
The Product:
Xango is an all natural, organic, whole-fruit puree of the mangosteen fruit that has many, many health benefits. The mangosteen comes from South East Asia and is known as the "Queen of Fruits" in Thailand. Xango is the only mangosteen juice to contain the WHOLE pericarp (outer rind) of the fruit - which contains over 40 potent natural healing nutrients called XANTHONES.Other healing plants have at most one or two. This juice is a natural anti-inflammatory and a powerful anti-oxidant for example. The science on xanthones predates the company by many years.
How Fast Forward can help me:
This group can help me by truly understanding the network marketing model, and supporting me in my venture. The support may be through taking the 90 day juice trial, and seeing for yourself the benefits of Xango. It may be through introducing me to your warm market leads that could benefit from the juice, or who may be looking for a way to create passive residual income on a full or part time basis. It may be attending an event or presentation to hear what others have to say.
I am interested in cross-marketing opportunities - perhaps through doing events with you, or maybe gaining product awareness through display in your business (if it is a fit), and any other ideas we can dream up together. The possibilities are endless...
There are many ways that the group helps me grow -through the positive energy, the willingness to share, and the challenge to become a blogger - to name a few.
Although Boost Your Health is my passion, I am also "working a JOB", as you know, as Corporate Sales Manager for Meinhardt Fine Foods. I thought I should mention it here, as this is our busiest season, and it does take up a fair amount of my time these days. I am always looking for companies that may want to send gift boxes or flowers to clients, family, or friends to acknowledge them - and I will make sure it is easy to do business with me.
How I can support Fast Forward:
I can offer support, ideas, access to my network, leads, enthusiasm, loyalty and team spirit to all of you and your businesses.
I love helping people and learning new things; that is at the heart of what I do. I hope I have given you some insight and that we can continue to learn and grow together.
Janice
http://www.boostyourhealth.net/
http://www.meinhardt.com/
But first - a couple of quotes I came across that echo my sentiments about the reason for being in this business ...
"An example of success means to be that man, or be that woman that makes the biggest difference in people's lives and does whatever it takes to make that so." Aaron Rashkin
"Treat people as if they were what they ought to be, and you help them to become what they are capable of being." Johann Wolfgang von Goethe
The Business:
Xango chose direct sales or network marketing as its business model. This way of doing business has so often been misunderstood, and yet is on the way to creating many, many millionaires in the next 10 years, according to Paul Zane Pilzer, a leading American economist.
Warren Buffet recently added a network marketing company (Pampered Chef) to his empire.
They must know something...
The Company:
Xango, the parent company, became debt free in its 8th month, and has now become a billion dollar brand after just 4 years. It is the category creator, marketing strictly through independent distributors. It is not sold in stores. Xango outsells its competitors 4 to 1, and its success as the market leader speaks for itself. Xango is now in 22 countries and growing.
The Product:
Xango is an all natural, organic, whole-fruit puree of the mangosteen fruit that has many, many health benefits. The mangosteen comes from South East Asia and is known as the "Queen of Fruits" in Thailand. Xango is the only mangosteen juice to contain the WHOLE pericarp (outer rind) of the fruit - which contains over 40 potent natural healing nutrients called XANTHONES.Other healing plants have at most one or two. This juice is a natural anti-inflammatory and a powerful anti-oxidant for example. The science on xanthones predates the company by many years.
How Fast Forward can help me:
This group can help me by truly understanding the network marketing model, and supporting me in my venture. The support may be through taking the 90 day juice trial, and seeing for yourself the benefits of Xango. It may be through introducing me to your warm market leads that could benefit from the juice, or who may be looking for a way to create passive residual income on a full or part time basis. It may be attending an event or presentation to hear what others have to say.
I am interested in cross-marketing opportunities - perhaps through doing events with you, or maybe gaining product awareness through display in your business (if it is a fit), and any other ideas we can dream up together. The possibilities are endless...
There are many ways that the group helps me grow -through the positive energy, the willingness to share, and the challenge to become a blogger - to name a few.
Although Boost Your Health is my passion, I am also "working a JOB", as you know, as Corporate Sales Manager for Meinhardt Fine Foods. I thought I should mention it here, as this is our busiest season, and it does take up a fair amount of my time these days. I am always looking for companies that may want to send gift boxes or flowers to clients, family, or friends to acknowledge them - and I will make sure it is easy to do business with me.
How I can support Fast Forward:
I can offer support, ideas, access to my network, leads, enthusiasm, loyalty and team spirit to all of you and your businesses.
I love helping people and learning new things; that is at the heart of what I do. I hope I have given you some insight and that we can continue to learn and grow together.
Janice
http://www.boostyourhealth.net/
http://www.meinhardt.com/
Introduction to Fawcett Insurance
Fawcett Insurance has been located in Deep Cove for almost 70 years as an independent insurance broker. Our staff has a combined experience of over 100 years , so we really are experts in our field. We mostly serve North Vancouver and the Lower Mainland, however we have clients all over BC and do some business in Alberta as well.
We offer all lines of insurance including ICBC Autoplan, Personal Property (homeowners, condo's, etc), Marine Insurance, Commercial Insurance and Travel Insurance. We also offer financial products such as life and disability coverages.
We shop your coverage needs to various insurance companies with a view to place not only the best coverage, but at a reasonable cost. As an independent broker, we work for our clients - not the insurance company. This mean we are able to negotiate with the insurance companies and advocate for you in the case of problems. We also have binding authority with our main companies, which means we can often bind coverage the same day a client contacts us.
As the Personal Lines Manager, I specialize in all of your personal property needs. If this means a Tenants Package for $30,000 in personal property, or a house valued at $1 million or more, I can offer coverage to suit.
One of our specialties is in investment properties. We offer great packages for owners of rental condos and dwellings right up to large apartment buildings. Many landlords are not aware of the different exposures they have when it comes to protecting not only their property, but also their rental income, we are here to advise them on the coverage available to protect their investment.
We offer all lines of insurance including ICBC Autoplan, Personal Property (homeowners, condo's, etc), Marine Insurance, Commercial Insurance and Travel Insurance. We also offer financial products such as life and disability coverages.
We shop your coverage needs to various insurance companies with a view to place not only the best coverage, but at a reasonable cost. As an independent broker, we work for our clients - not the insurance company. This mean we are able to negotiate with the insurance companies and advocate for you in the case of problems. We also have binding authority with our main companies, which means we can often bind coverage the same day a client contacts us.
As the Personal Lines Manager, I specialize in all of your personal property needs. If this means a Tenants Package for $30,000 in personal property, or a house valued at $1 million or more, I can offer coverage to suit.
One of our specialties is in investment properties. We offer great packages for owners of rental condos and dwellings right up to large apartment buildings. Many landlords are not aware of the different exposures they have when it comes to protecting not only their property, but also their rental income, we are here to advise them on the coverage available to protect their investment.
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